Insurance

If you’re trying to navigate the world of insurance and choose the right cover, our team of writers is here to guide you. We offer straightforward, reliable information to help everyday aussies protect what matters most.

Mariana Costa 28/07/2026

Car Insurance Extras That Are Actually Worth It

Learn which car insurance extras are truly worth it—gap, roadside, rental, and glass coverage—plus when to skip them to avoid premium bloat.

Mariana Costa 21/07/2026

How to Compare Home Insurance Excesses to Find the Best Value

Learn how to compare home insurance excesses by totaling compulsory + voluntary amounts, spotting special excesses, and checking break-even value.

Mariana Costa 17/07/2026

How to Lower Car Insurance Excesses and Save Money

Learn how to lower car insurance excesses safely: adjust voluntary excess, reduce compulsory factors, and use excess protection to save without risk.

Mariana Costa 16/06/2026

Common Insurance Clauses That Catch People Out and How to Avoid Them

Learn the common insurance clauses that catch people out—like wear-and-tear, unoccupancy, single-item limits, and pre-existing medical changes—and how to avoid denials.

Mariana Costa 05/06/2026

Understanding Income Protection Insurance: Your Guide to Safeguarding Your Earnings

Learn how income protection insurance replaces 50–70% of lost earnings, how waiting/benefit periods work, and what exclusions can void claims.

Mariana Costa 29/05/2026

How to Compare Car Insurance Excesses: A Practical Guide to Smart Savings

Learn to compare car insurance excesses using real break-even math: total compulsory + voluntary, premium savings vs claim out-of-pocket risk.

Ana Maria 30/03/2026

Third Party Property: Cheap Car Insurance for Older Cars

Discover why Third Party Property Damage insurance is the smart, affordable choice for protecting your finances when driving older cars in Australia.

Ana Maria 02/03/2026

Avoiding Insurance Claim Traps What Voids Your Policy

Learn what voids an insurance policy, including non-disclosure, premium lapses, fraud, exclusions, and breaches, to protect your coverage and avoid claim denials.

Ana Maria 02/02/2026

Total and Permanent Disability Insurance Simplified

Discover essential insights into Total and Permanent Disability (TPD) insurance, its types, claim process, underwriting, and financial benefits to protect your future.