ANZ Rewards Platinum Credit Card

About the ANZ Rewards Platinum Credit Card

The ANZ Rewards Platinum Credit Card is built for Australians who want clear, flexible rewards and practical protections. You can select one of two welcome paths — Velocity Frequent Flyer or ANZ Rewards — then keep earning on everyday purchases with a simple tiered structure each statement period. When you pay your balance in full by the due date, you can benefit from up to 44 interest-free days. Added extras like complimentary travel insurance on eligible spend, purchase protection, extended warranty, 24/7 concierge, and ANZ Falcon® fraud monitoring round out a premium-leaning feature set.

Whether you are booking travel, shopping online or in store, or managing household expenses, the card is designed for control and convenience. It supports digital wallets and offers instant digital card replacement in the app for faster access if your physical card is delayed or replaced. You can also consolidate non-ANZ card balances via balance transfer (T&Cs apply).

About ANZ

ANZ is one of Australia’s major banks, offering a broad range of consumer and business financial products. The Rewards Platinum sits in ANZ’s rewards lineup, combining points earning on eligible purchases, complimentary insurances on eligible spend, concierge, and always-on fraud monitoring. Eligibility criteria, fees, charges, terms and conditions apply.

Why Choose the ANZ Rewards Platinum Credit Card?

Choose Rewards Platinum if you want flexible redemption and a choice of welcome offer aligned to your goals — either Velocity Points for flight rewards or ANZ Rewards for options like digital gift cards, ANZ Cashback and airline partners. The tiered earn per statement period helps maximise everyday spend, while up to 44 interest-free days supports budgeting if you typically repay in full. Built-in travel and shopping protections, concierge support, and fraud monitoring provide confidence at home and away. If you usually carry a balance or pay only the minimum over time, note that the purchase interest rate is higher than low-rate cards.

Benefits and Features

Welcome flexibility

• Velocity Frequent Flyer: up to 80,000 bonus Velocity Points (60,000 after $3,500 eligible spend in the first 3 months with auto-redemption on + $50 back; additional 20,000 when you keep the card over 15 months with auto-redemption maintained). Eligibility and T&Cs apply.

• ANZ Rewards: up to 125,000 extra ANZ Reward Points (85,000 + $50 back after $3,500 eligible spend in the first 3 months; additional 40,000 when you keep the card over 15 months). Eligibility and T&Cs apply.

Everyday earn rates (per statement period)

• 1.5 ANZ Reward Points per $1 on eligible purchases up to and including $2,000, then

• 0.5 ANZ Reward Point per $1 over $2,000. T&Cs apply.

Complimentary insurance on eligible spend

• International travel insurance (including rental vehicle excess cover in Australia), Extended Warranty Insurance, and Purchase Protection Insurance (T&Cs, limits, sub-limits, exclusions and eligibility criteria apply).

Interest-free days

• Up to 44 days interest-free on eligible purchases when you pay the Closing Balance (or Adjusted Closing Balance, if applicable) in full by the due date.

Concierge and security

• 24/7 Personal Concierge for bookings and recommendations.

• ANZ Falcon® 24/7 anti-fraud monitoring with contact if unusual activity is detected.

Digital convenience

• Digital wallet compatible with instant digital card replacement in the app for quicker access.

Balance transfers

• Option to transfer balances from non-ANZ credit/store cards to simplify repayments (T&Cs apply).

Target Audience and User Profile

This card suits rewards-focused, budget-conscious users who typically repay in full and want redemption flexibility. It’s ideal for people who value Velocity flight rewards or ANZ Rewards catalogue and cashback, and who appreciate built-in insurance on eligible spend, concierge, and strong fraud monitoring. Users who revolve balances should consider that the purchase interest rate is higher than low-rate alternatives.