Qantas Premier Everyday Credit Card: earn travel rewards and enjoy perks

The Qantas Premier Everyday Credit Card is designed for everyday Australians who want to earn Qantas Points with every purchase. Whether you’re shopping locally or travelling internationally, this card allows you to accumulate points without any cap, making it a valuable tool for frequent flyers and casual travellers alike.

With a low annual fee of $99, the card offers a range of benefits that enhance your travel experience. From earning points on all eligible purchases to enjoying complimentary travel insurance, it provides peace of mind and rewards for your spending.

The card is also compatible with digital wallets like Apple Pay and Google Pay, allowing for secure and convenient transactions. Plus, with access to a dedicated concierge service, assistance is always just a call away.

Whether you’re planning your next holiday or looking to make the most of your everyday spending, the Qantas Premier Everyday Credit Card offers a straightforward and rewarding experience.

Benefits

• Earn 1 Qantas Point per AU$1 on international spend
• Earn 0.75 Qantas Points per AU$1 on domestic spend (up to $3,000 per statement period, then 0.4 points per AU$1 thereafter)
• Earn an additional 1 Qantas Point per AU$1 on eligible Qantas purchases
• 8,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of approval
• Complimentary travel insurance, including overseas medical emergency expenses, cancellations, baggage, delays, and more
• Access to Mastercard Zero Liability protection for secure transactions
• Dedicated Qantas Money Credit Card Concierge service available anytime
• Compatible with Apple Pay and Google Pay for contactless payments
• Access to Qantas Money App for easy management of your account
• Flexible repayment options with Statement Instalment Plans

Pre-requisites for applying

To apply for the Qantas Premier Everyday Credit Card, you must meet the following eligibility criteria:

• Be at least 18 years old
• Earn a minimum of $35,000 per year
• Be a permanent Australian resident
• Have an Australian mobile and residential address
• Be a Qantas Frequent Flyer member
• Be a new primary cardholder

Who is this card suitable for?

The Qantas Premier Everyday Credit Card is ideal for individuals who frequently travel and wish to earn rewards on their everyday spending. Whether you’re booking flights, dining out, or shopping online, this card allows you to accumulate Qantas Points that can be redeemed for flights, upgrades, and other travel-related benefits.

It’s also suitable for those who appreciate the convenience of digital wallets, as the card is compatible with both Apple Pay and Google Pay. This feature ensures secure and easy transactions, whether you’re at home or abroad.

For individuals who value customer service, the dedicated concierge service provides assistance with travel planning, restaurant reservations, and more, ensuring a seamless experience.

Additionally, the card’s complimentary travel insurance offers peace of mind when travelling, covering various aspects such as medical emergencies and trip cancellations.

Does the card offer a loyalty programme, cashback, or rewards?

Yes, the Qantas Premier Everyday Credit Card offers a loyalty programme through the accumulation of Qantas Points. You earn points on every eligible purchase, which can be redeemed for flights, upgrades, and other travel-related benefits. The card also offers bonus points for meeting spending thresholds within specified periods.

Unlike traditional cashback cards, this card focuses on providing travel rewards, allowing you to enhance your travel experiences with the points you earn.

The loyalty programme is straightforward, with no cap on the number of points you can earn, making it suitable for both frequent and occasional travellers.

Additionally, the card’s compatibility with digital wallets and access to a dedicated concierge service further enhance the overall value and convenience.

Is the card secure and trustworthy?

The Qantas Premier Everyday Credit Card is issued by National Australia Bank (NAB) and is backed by Mastercard, ensuring a high level of security for all transactions. The card features Mastercard Zero Liability protection, which means you won’t be held responsible for unauthorized transactions, provided you meet certain conditions.

The card also offers complimentary travel insurance, which includes coverage for overseas medical emergencies, cancellations, baggage, and delays, giving you peace of mind when travelling.

Furthermore, the dedicated Qantas Money Credit Card Concierge service is available to assist you with various needs, from travel planning to everyday inquiries, ensuring a trustworthy and supportive experience.

Credit limit

The credit limit for the Qantas Premier Everyday Credit Card ranges from:

• Minimum limit: $4,000
• Typical starting limit: $6,000–$10,000
• Maximum limit (on review): $30,000

The exact credit limit is determined based on your creditworthiness and financial profile.

Steps to apply for the card

1. Visit the Qantas Money website or download the Qantas Money App
2. Complete the online application form with your personal and financial details
3. Provide identification documents, such as a driver’s licence, passport, or Medicare card
4. Submit your employment and income information
5. Review and agree to the terms and conditions
6. Submit your application and await approval
7. Upon approval, receive your card and activate it via the Qantas Money App
8. Start using your card and earning Qantas Points on eligible purchases

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Pros and cons of the card

Pros

• Earn Qantas Points on all eligible purchases
• No cap on the number of points you can earn
• Low annual fee of $99
• Complimentary travel insurance
• Access to Mastercard Zero Liability protection
• Dedicated Qantas Money Credit Card Concierge service
• Compatible with Apple Pay and Google Pay
• Flexible repayment options with Statement Instalment Plans

Cons

• Higher interest rates on cash advances and purchases
• Limited to earning Qantas Points; no cashback option
• Requires a minimum annual income of $35,000
• Only available to new primary cardholders

How do I unlock the card?

To unlock your Qantas Premier Everyday Credit Card, you need to activate it through the Qantas Money App. Simply follow the instructions provided in the app to complete the activation process.

Costs and fees

• Annual fee: $99
• Additional cardholder fee: $25 per cardholder per year
• Retail purchase interest rate: 20.99% p.a.
• Cash advance interest rate: 21.99% p.a.
• Interest-free period: Up to 44 days (unless you have a balance transfer)
• Late payment fee: $30
• Returned payment fee: $30

Customer service

For assistance with your Qantas Premier Everyday Credit Card, you can contact Qantas Money customer service:

• Phone number: 1300 992 700 (within Australia)
• Email: [email protected]
• Website
• Qantas Money App: Available for download on iOS and Android

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If you lose your card or need assistance, you can quickly block your card and request a new one via the app. Customer support is available to handle any issues or questions you may have.