Government support for First Nations entrepreneurs: coaching, grants and how to apply

Starting a business is a bold move. For many First Nations Australians, entrepreneurship is not just a path to income — it’s a way to create opportunity, build independence, and strengthen communities.

But turning an idea into a business takes more than motivation. Access to funding, guidance, and tools is essential. That’s where government support for First Nations entrepreneurs makes a real difference.

This article explains how that support works, what types of funding and coaching are available, how to apply, and where to find help.

Government support for First Nations entrepreneurs: business coaching and funding

In Australia, several government programs are designed to support Aboriginal and Torres Strait Islander people who want to start or grow a business. These include financial support, business coaching, mentorships, and access to networks.

The most well-known organisation is Indigenous Business Australia (IBA). They offer a wide range of services, including business loans, start-up support, and connections to mentors and trainers. Another key organisation is the National Indigenous Australians Agency (NIAA), which funds projects and local programs to empower First Nations-led businesses.

Support often comes in three forms:

• Coaching and mentoring: personalised guidance from experienced business owners.
• Training: practical courses and workshops to learn how to manage and grow a business.
• Funding: grants or low-interest loans to launch or expand a business.

This combined support gives entrepreneurs more than just money. It builds long-term knowledge and confidence.

Available grants and funding programs in Australia

Several grant programs are available specifically for First Nations businesses. These programs offer financial support that doesn’t need to be repaid, as long as the funds are used according to the rules.

Some of the most common programs include:

• IBA Business Development and Assistance Program – supports eligible First Nations entrepreneurs with capital and planning help.
• Indigenous Entrepreneurs Fund (IEF) – previously offered targeted support for equipment and assets.
• Local and state grants – many state governments run their own Aboriginal business support programs.

Grants can help cover:

• Equipment and tools
• Training and business courses
• Product development
• Marketing and branding

It’s important to read the conditions carefully. Some grants have deadlines, eligibility criteria, or specific purposes. Others may ask for reports to show how the money was spent.

How to apply for government support step-by-step

Applying for government support may seem hard, but breaking it down into steps makes it manageable:

1. Find the right program
   Visit the IBA or your state government’s website to explore available grants or business services.
2. Check if you’re eligible
   Each program has different rules. Common requirements include being of Aboriginal or Torres Strait Islander descent and being involved in the day-to-day operations of the business.
3. Prepare your documents
   This may include an ID, a basic business plan, cost estimates, and proof of Indigenous identity (like confirmation from a recognised organisation).
4. Apply online or through a local office
   Fill out the application and upload your documents. Some programs offer help through business support officers.
5. Wait for a response
   You may be asked for more information or an interview. If approved, follow instructions carefully to receive and use the funding correctly.

Pro tip: before applying, talk to someone at IBA or a local Indigenous business support centre. They can help strengthen your application.

Coaching, mentorship and business training opportunities

Not all support is financial. In fact, many entrepreneurs say coaching and training made a bigger impact than money.

Indigenous Business Australia offers coaching and mentoring tailored to each business stage — from idea to growth. These programs connect you with business specialists who understand First Nations culture and challenges.

Benefits include:

• Developing realistic business goals
• Improving financial and digital skills
• Building confidence to pitch ideas or apply for larger funding
• Learning how to scale a business sustainably

Other useful programs:

• Supply Nation: connects Indigenous businesses with buyers and contracts.
• Many Rivers Microenterprise Development: offers hands-on support and micro-loans.
• TAFE and local training centres: offer free or low-cost business training.

Many of these services are free for eligible participants and can be accessed online or in person.

Pros and cons of government-backed business support

Government support can offer a solid foundation, especially for those just starting out, but it’s important to be prepared for the process.

Real success stories from First Nations entrepreneurs

Many First Nations-owned businesses across Australia have grown with government help. Here are just a few examples:

1. Clothing The Gaps (VIC)
A fashion and social movement label co-founded by Gunditjmara woman Laura Thompson. With early business support, they scaled their brand nationwide while advocating for health equity and social justice.

2. Yaru Water (NSW)
An Indigenous-owned water brand that started small and now supplies major retailers. Early funding and business training helped them build production partnerships and expand distribution.

3. Mabu Mabu (VIC)
A Torres Strait Islander-owned café and catering business in Melbourne. Owner Nornie Bero accessed mentoring and support to grow her business from a market stall to a thriving food hub celebrating Indigenous ingredients.

These stories show how the right mix of guidance and funding can turn passion into impact.

What to avoid when applying for government support

Even good ideas can get blocked by simple mistakes. Here are a few things to avoid:

• Missing the application deadline
  Many grants have strict cut-off dates. Set reminders and apply early.
• Not reading the program rules
  Some grants are for specific industries or business stages. Always check eligibility before applying.
• Sending incomplete forms
  A missing document or unclear business plan can delay or cancel your application.
• Not asking for help
  Organisations like IBA, NIAA, and Many Rivers are there to support you. Use them.

Being careful and informed can improve your chances of success.

How government support compares to private funding or loans

When starting or growing a business, many people wonder if it’s better to apply for government support or seek funding from a private lender or investor. Both options can help, but they work in very different ways and serve different needs.

Government support, especially for First Nations entrepreneurs, often comes with low or no interest and may not need to be repaid. Many of these programs also include training, mentorship, and access to business networks. They are designed not just to fund a business, but to help it grow in a sustainable way. Eligibility is usually based on cultural identity and business potential, rather than credit history or financial assets.

On the other hand, private loans — like those from banks — are typically based on your credit score, income, or business history. They require regular repayments with interest, and usually don’t offer any form of training or personal support. Investors may also want part ownership in your business or expect a clear return on their investment within a short timeframe.

Government support is often a better option for those in early stages or without much capital, while private loans might be more suitable for established businesses looking to expand quickly. The key is to match your financial situation and business goals with the right kind of help.

Want to learn more about other government support available? Check out this article.

Useful resources and where to start looking

If you’re ready to take the next step, here are some helpful websites:

• Indigenous Business Australia (IBA)
• National Indigenous Australians Agency (NIAA)
• Supply Nation
• Many Rivers
• Local state/territory government portals (e.g. NSW Aboriginal Affairs)

These platforms provide information, contacts, and tools to start or grow your business with the right support.

There’s strong and growing government support for First Nations entrepreneurs in Australia. Whether you need funding, coaching, or a mentor, the help is out there — and it’s designed to build long-term success.

Take the first step by exploring programs that match your goals. Reach out, ask questions, and don’t let the process hold you back. Your idea has value, and with the right support, you can turn it into something powerful — for you, your family, and your community.